You can bet that insurance companies have found a statistical relationship between your auto insurance
risk and your occupation. According to Insurance.com's 2006 Occupation Report, scientists,
pilots/navigators and actors/performers/artists pay the lowest insurance rates of the occupations
reported with an average of $935.76 per year. Whereas, attorneys/lawyers/judges, executives and
business owners pay the highest insurance rates of the occupations reported with an average of
$1,383.63 per year.
Why the high discrepancy, you ask? Well it comes down to a few factors. The group of
attorneys/lawyers/judges, executives and business owners typically have more stressful jobs. They spend
more time on the road and more time on their cell phones, which comes at a higher risk for the insurer.
The group of scientists, pilots/navigators and actors/performers/artists are less risky to insure because
their driving habits are a result of skills necessitated by their occupations. A good example would be the
detail-oriented and meticulous nature inherit with scientists, resulting in safer driving and lower insurance
rates
