Your Occupation

You can bet that insurance companies have found a statistical relationship between your auto insurance

risk and your occupation. According to Insurance.com's 2006 Occupation Report, scientists,

pilots/navigators and actors/performers/artists pay the lowest insurance rates of the occupations

reported with an average of $935.76 per year. Whereas, attorneys/lawyers/judges, executives and

business owners pay the highest insurance rates of the occupations reported with an average of

$1,383.63 per year.

Why the high discrepancy, you ask? Well it comes down to a few factors. The group of

attorneys/lawyers/judges, executives and business owners typically have more stressful jobs. They spend

more time on the road and more time on their cell phones, which comes at a higher risk for the insurer.

The group of scientists, pilots/navigators and actors/performers/artists are less risky to insure because

their driving habits are a result of skills necessitated by their occupations. A good example would be the

detail-oriented and meticulous nature inherit with scientists, resulting in safer driving and lower insurance

rates